Can I qualify if I have significant student loan debt?
Possibly. Doctor Loan programs often evaluate student loan obligations differently than traditional mortgage programs. Qualification depends on individual circumstances and program requirements.
Can residents and fellows qualify?
Yes. Many Doctor Loan programs include eligibility for residents, fellows, and interns in approved programs.
Is a down payment required?
Some qualified borrowers may be eligible for up to 100% financing, which can reduce or eliminate the need for a down payment.
Is PMI required?
Qualified borrowers may obtain financing without private mortgage insurance.
Can an employment contract be used to qualify?
In certain situations, an executed employment offer may be accepted as part of income verification, subject to underwriting guidelines.
